Banking & Finance Law


Community-based financial institutions rely on Esposito Law Group for authoritative guidance to expand through mergers and acquisitions, deal effectively with bank regulators, organize holding companies and additional affiliates and deal with the multitude of other issues related to the operation of a financial institution in a complex regulatory environment. Our banking lawyers are devoted to working with clients in the financial services industry. Along with our knowledge of banking and corporate law, clients rely on us to assist with employee benefits, employment law, loan origination, loan workouts and collections, asset dispositions, real estate and litigation issues.

We offer a can-do, practical approach to legal counsel while offering opportunities to help you maintain or regain your momentum while assisting clients in navigating through the business risks and benefits involved. We know our banking clients like they know their business and individual customers, and we are committed to being a full business partner in helping you when legal needs arise.

When you engage Esposito Law Group, you will find that we take your perspective on the economic realities of how community banks must deal with both the business cycle and the increasingly complex regulatory labyrinth. We’ve been with our clients during the ups and downs in the industry and understand what community banks have faced in recent years.

Banking Law and Regulation

At Esposito Law Group we strive to be at the forefront of regulatory legislation providing guidance and advice to our clients regarding compliance with both federal and state laws and regulatory matters affecting the financial services industry.

Creditor’s Rights and Collections

We have assisted creditors, from large financial institutions to the small business owner, in pursuing all rights entitled to it under the law to collect and receive payment. At Esposito Law Group we have also represented a number of creditors in loan modifications, loan workouts, reorganizations, objections to confirmation, non-dischargeability proceedings, commercial collections and relief from stay in bankruptcy proceedings. Esposito Law Group is well-versed in a number of avenues of collection, including but not limited to, garnishment proceedings, depositions in aid of execution and repossession.

Transactions/Loan Documentation

At Esposito Law Group we represent a number of financial institutions in complicated commercial loan transactions. We have also provided assistance to financial institutions in residential transactions ensuring compliance with current regulations.

Lender Liability

We have successfully defended a number of financial institutions and businesses in regard to lender liability claims in both state and federal court. This experience allows us to assist financial institutions and businesses in avoiding lender liability claims and in better assessing legal rights and making the business decision before we ever get to the courtroom.